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Cash advance cost calculator

Add fees, tips and memberships to compare the total cost of a cash advance in Canadian dollars.

◌ Your numbers stay in this browser. No account. No bank connection. All amounts in CAD.

Your advance

Amount you need

Request dateRepayment dateProvinceDelivery

Start with a provider or your own quote

Product

Use the figures in your quote. The example below is illustrative, not a provider offer.

Transaction / delivery fee

Membership per billing period

Billing periods you will payAnnual interest rate (%)Optional tip

I already pay this membership regardless of this advance

The full membership cost stays visible even when excluded from the incremental cost.

Loading the calculator… Your numbers stay on this device.

The whole cost, in dollars

We add transaction and delivery fees, selected tips, simple interest for the actual number of days, and applicable membership periods. The tool shows the advance repayment separately from a subscription charged on its own schedule.

For $100 with a $5 fee, no interest, no subscription and no tip, the cost is $5 and total outflow is $105. A new $12 membership would make total outflow $117. If you already pay it anyway, the incremental outflow remains $105, but the $12 commitment is still shown.

This is a comparison estimate, not a lender’s legally disclosed APR or an approval. Compounding, minimum interest, taxes or other contractual charges must be reflected in your actual quote.

Our calculation and comparison standards →